The beauty of a 12-team College Football Playoff is that it creates more opportunity for more teams and more excitement for more fans. It’s triple the fun from the four-team days. The less beautiful side effect of a 12-team playoff is that it expands the arguing and complaining by equal measure.

Tennessee suffered its second loss of the season in a tough road environment vs. No. 10 Georgia. Here's how it affects the Vols' playoff chances:

Coming off the second College Football Playoff rankings, there were teams with losses facing potential elimination scenarios. The Georgia Bulldogs and SMU Mustangs needed wins to keep alive conference title or at-large playoff bids.